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About Tioga State Bank

Tioga State Bank is a locally owned, independent community bank with offices located in Binghamton, Candor, Endwell, Newfield, Owego, Spencer, Van Etten, Vestal, and Waverly, NY. Tioga State Bank has been operating since 1864 and is proud of its tradition of providing community banking at its best. To view our Consolidated Statement of Financial Condition for end of year 2008, click here.

Tioga State Insurance Agency is an affiliate of Tioga State Bank and offers various insurance products.

Tioga State Bank and its affiliate are committed to providing a wide range of high-quality products, personal service, and fast, local decision making.


Our Mission Statement

Executive Officers & Senior Managers

Marvin L. Fisher II, Chairman of the Board
mfisher@tiogabank.com

Robert M. Fisher, President and Chief Executive Officer
rfisher@tiogabank.com

Ralph E. Kelsey, Senior Vice President, Credit Services
rkelsey@tiogabank.com

Anne E. McKenna, Senior Vice President, Finance

Christopher P. Powers, Senior Vice President, Human Resources
cpowers@tiogabank.com

John J. Stevens, Senior Vice President, Service & Sales
jstevens@tiogabank.com

Sharon L. Yaple, Senior Vice President, Retail Banking and Business Development
syaple@tiogabank.com


Tioga State Bank Boards

Board of Directors

Directors Emeriti

Broome County Business Development Board

Candor-Newfield/Spencer-Van Etten
Business Development Board

Owego Business Development Board

Waverly Business Development Board

Community Commitment

TSB Publications

FOR IMMEDIATE RELEASE

May 4, 2010

Information Contact: Kim Depew, Marketing Manager, Tioga State Bank, (607) 589-7000

Lisa Welch Promoted At TSB

SPENCER, NEW YORK – Tioga State Bank is pleased to announce that Lisa J. Welch, CBA, has been promoted to Vice President and Internal Auditor.

Lisa joined TSB in 1995 as a Staff Accountant in the Finance Department and has served the last twelve years as Internal Auditor. During her tenure at TSB, she has also been appointed as the Bank Secrecy Act Officer.

“One of the aspects of my job I find particularly appealing is that I get the opportunity to work with everyone at the bank, as well as the Audit Committee, external auditors and examiners,” said Lisa. “I also enjoy the challenges brought on by changing accounting standards, regulatory guidance and new banking regulations.”

Lisa holds a BS in Accounting, cum laude, from the State University of New York at Oswego and became a Certified Bank Auditor in 2000. She is a member of the Institute of Internal Auditors, Chair of the Audit Committee for the Community Foundation for the Twin Tiers, and a member of and Upward Basketball and Cheerleading volunteer for the Owego First Church of the Nazarene.

Tioga State Bank provides financial services to the Southern Tier of New York State and Northern Pennsylvania with eleven conveniently located offices in Broome, Tioga, Chemung and Tompkins counties. The bank’s website address is www.tiogabank.com.